How We Handle Your Account, Data and Payments
When you open an account with memo slot, you're entering an agreement that covers deposit verification, withdrawal processing, account closure and data retention. Your deposits via DANA, OVO, GoPay or QRIS are recorded immediately; withdrawals are verified against your account history before they clear. We keep
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account records for the life of your account plus a retention period for compliance. Access to memo slot and eligibility for specific features depends on local law in your region. We do not store your full payment credentials on our servers; payment processors handle sensitive data
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separately. Your account is yours alone — we never share login details or account balances with third parties unless required by law or you request it explicitly.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.